Bank Research

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Revision as of 17:17, 8 June 2006 by Shawn (talk | contribs)
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We're gonna switch banks. Please add information and questions that would help us in our decision.

Our Information and Questions

Us

  • Current accounts:
  • Sorts of transactions that we'll need to make on a regular basis:
  • Sorts of transactions we'll need to make occasionally:

Them

  • What do your monthly statements look like?
  • Where's the nearest branch where we can accomplish most of our banking needs?
  • What sort of online access would we have to our accounts?

Credit Unions

Credit unions tend to have fewer fees for banking, and less rules to navigate in order to avoid extraneous fees. They also keep our money local-er. We've been advised that, if we go with a credit union, we should use a big one. Here are 3 big ones in town.

  • First Technical http://www.firsttechcu.com/
    • This one's really big. The closest branch is in close-in Lloyd District, but that branch doesn't have _all_ the services available. It has basic ones, though.
    • Closest branch (exact location):
    • Services available at this location:
  • Unitus http://unitusccu.com
    • Shawn's CPA, who works with lots of credit unions, likes this one best because it's still efficient, but it's a little smaller and more warm and fuzzy feeling. It used to be Oregon Telephone Employees Credit Union, and its closest branch is by PSU.
    • Closest branch (exact):
    • Services available at this location:
  • On Point (PTCU) https://www.ptcu.org/
    • Closest branch:
    • Services available at this location:

Banky-banks

Big banks, in theory, won't mess up as much, but have more fees.