Difference between revisions of "Health Insurance"

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We currently have [http://kp.org Kaiser Permanente] health insurance.  Our group number is '''n11367-001'''.  The names of our plans are as follows:
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{{delete}}
; HMO plan
 
:'''Deductible plan SB-250'''
 
: 267.17/person/month
 
:Deductible: $250 ~indicates deductible waived for service
 
:Regular office visits: $15 copay~
 
:Specialty care: $25 copay~
 
:urgent care: $15 copay~
 
:Lab tests and xrays: $10~
 
:Outpatient surgery: 20%
 
:Hospital stay: 20%
 
:Emergency services: 20%
 
:Ambulance services: 20%~
 
; Prescription plan
 
: 33.57/person/month
 
: $20 ($20 per prescription)
 
; Dental plan
 
: $38.82/person/month
 
: Plan L ($10 office visits and up to $2000 of coverage)
 
; Vision plan
 
: $4.90/person/month
 
: Y (up to $150 every 2 years for glasses/contacts)
 
; Alternative Care rider
 
: $4.75/person/month
 
:$15 per chiropropractic, acupuncture or naturopathic visit: $25 massage therapy visit for up to 12 visits a year.  Eligible providers can be found at http://chpplans.us  $1000 maximum payout per year.
 
  
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We currently have [http://kp.org Kaiser Permanente] health insurance.  Our group number is '''11367'''.
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:'''To make a dental, vision, or medical appointment or to talk to an advice nurse, call Membership Services: 503-813-2000'''
  
We currently pay about $344 per person per month (from 12/2006 - 12/2007) for these services. There is no pre-existing condition exclusion for our group health coverage.
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; Alternative Care
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: To find a practitioner, please visit this site: http://www.chpgroup.com/practitioner-search.php#practop
  
==Online Account==
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; Additional benefits:
Access our online account by going to http://employers.kaiserpermanente.org/kpweb/gatewaycas/entrypage.do and clicking on "Sign In".  You can enroll and terminate coverage and pay the bill online.
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: To find additional benefits, such as gym membership discounts, please visit: http://chpactiveandhealthy.com/  
  
 
==Enrollment==
 
==Enrollment==
Coverage begins on the first day of the month after the new employee is hired (I think).  We need to fill out all the forms and stuff less than 30 days after they've been hired.
 
  
===Online===
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Kaiser guidelines: Employees are eligible for the health plan if they work at least 17.5 hours/week on a regular basis, and are permanent workers.
# Have our new enrollee fill out and sign the enrollment.pdf form (located in ''fgstaff/health_insurance'').
 
# [http://employers.kaiserpermanente.org/kpweb/gatewaycas/entrypage.do Log onto] our account.  Under "Member Functions", click on "Enroll Subscriber". 
 
# Fill out form and submit.
 
# So that we have the signature on file, keep the form in the health insurance file in Richard's office.
 
  
===Offline===
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At Free Geek, Collective members are eligible for health insurance the first day of the month they are hired.  
# Have our new enrollee fill out and sign the enrollment.pdf form (located in ''fgstaff/health_insurance''; hard copies in the health insurance file).
 
# Fax form to (503)813-4426 and (503)246-3816.
 
# Send form to:</br>
 
<pre>Kaiser Foundation Health Plan of the Northwest
 
Membership Administration
 
P.O. Box 921008
 
Fort Worth TX 76121-0008</pre>
 
  
==Waiving Coverage==
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Permanent staff members are eligible for health insurance after they have passed a 6-month probationary review.
If someone waives coverage, they can't sign up for Kaiser until our next open enrollment month (generally November of every year), unless they've lost their non-Kaiser coverage through no fault of their own.
 
  
To waive coverage, print out the waive.pdf form located in fgstaff/health_insurance; hard copies in the health insurance file and have the waive-er fill it out. 
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Temporary workers are not eligible for Free Geek's health insurance plan.
* Fax to (817)255-4420
 
* Keep it on file in his/her real-world personnel file in the filing cabinet.
 
  
==Termination==
 
We can do this online.
 
# [http://employers.kaiserpermanente.org/kpweb/gatewaycas/entrypage.do Log onto] our account.
 
# Under "Member Functions", select "Subscriber List".
 
# Select the outgoing employee with the radio button, then select "Terminate Coverage" from the Member Functions menu.
 
# Fill out the form and press the "Submit" button.
 
* ''We '''must''' also offer continuation to the outgoing employee.  Please see below for instructions.''
 
===Continuation Option===
 
By Oregon law, we must offer up to 6 months of continued health insurance for terminated/laid off/resigning employees.  It should be offered as part of the [[Staff Exit Procedure]].  The employee would pay their own premium, copays, other fees, etc.  Please see [[Health Insurance Continuation]] for instructions on how to offer this coverage.
 
 
==Yearly Census==
 
There's a census form in the ''fgstaff/health_insurance'' directory.  Kaiser wants us to fill one of these out every November so they know how many employees we have and how many of them have Kaiser and stuff.
 
 
==Other Questions?==
 
Check out the "<year>_Underwriting_Guidelines.pdf" in the ''fgstaff/health_insurance'' directory.
 
  
 
[[Category: HR]]
 
[[Category: HR]]
 
[[Category: Procedures]]
 
[[Category: Procedures]]

Latest revision as of 16:33, 28 February 2013

deletion

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We currently have Kaiser Permanente health insurance. Our group number is 11367.

To make a dental, vision, or medical appointment or to talk to an advice nurse, call Membership Services: 503-813-2000
Alternative Care
To find a practitioner, please visit this site: http://www.chpgroup.com/practitioner-search.php#practop
Additional benefits
To find additional benefits, such as gym membership discounts, please visit: http://chpactiveandhealthy.com/

Enrollment

Kaiser guidelines: Employees are eligible for the health plan if they work at least 17.5 hours/week on a regular basis, and are permanent workers.

At Free Geek, Collective members are eligible for health insurance the first day of the month they are hired.

Permanent staff members are eligible for health insurance after they have passed a 6-month probationary review.

Temporary workers are not eligible for Free Geek's health insurance plan.