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| − | These numbers are current for 12/07 through 11/08.
| + | {{delete}} |
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| − | We currently have [http://kp.org Kaiser Permanente] health insurance. Our group number is '''n11367-001'''. The names of our plans are as follows: | + | We currently have [http://kp.org Kaiser Permanente] health insurance. Our group number is '''11367'''. |
| − | ; HMO plan
| + | :'''To make a dental, vision, or medical appointment or to talk to an advice nurse, call Membership Services: 503-813-2000''' |
| − | :'''Deductible plan SB-250''' | |
| − | : 260.55/person/month
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| − | :Deductible: $250 ~indicates deductible waived for service
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| − | :Regular office visits: $15 copay~
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| − | :Specialty care: $25 copay~
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| − | :urgent care: $15 copay~
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| − | :Lab tests and xrays: $10~
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| − | :Outpatient surgery: 20%
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| − | :Hospital stay: 20%
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| − | :Emergency services: 20%
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| − | :Ambulance services: 20%~
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| − | ; Prescription plan
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| − | : 29.76/person/month
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| − | : Plan GV $20 ($20 per prescription)
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| − | ; Dental plan
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| − | : $38.73/person/month
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| − | : Plan L ($10 office visits and up to $2000 of coverage, preventive and basic surgeries covered by office visit)
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| − | ; Vision plan
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| − | : $4.90/person/month
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| − | : Plan Y (up to $150 every 2 years for glasses/contacts)
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| − | ; Alternative Care rider
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| − | : $4.88/person/month
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| − | :$15 per chiropropractic, acupuncture or naturopathic visit: $25 massage therapy visit for up to 12 visits a year. Eligible providers can be found at http://chpplans.us $1000 maximum payout per year.
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| − | We currently pay $338.82 per person per month (from 12/2007 through 11/2008) for these services. There is no pre-existing condition exclusion for our group health coverage.
| + | ; Alternative Care |
| | + | : To find a practitioner, please visit this site: http://www.chpgroup.com/practitioner-search.php#practop |
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| − | ==Online Account==
| + | ; Additional benefits: |
| − | Access our online account by going to http://employers.kaiserpermanente.org/kpweb/gatewaycas/entrypage.do and clicking on "Sign In". You can enroll and terminate coverage and pay the bill online.
| + | : To find additional benefits, such as gym membership discounts, please visit: http://chpactiveandhealthy.com/ |
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| | ==Enrollment== | | ==Enrollment== |
| − | Coverage begins on the first day of the month after the new employee is hired. We need to fill out all the forms and stuff less than 30 days after they've been hired.
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| − | Employees are eligible for the health plan if they work at least 17.5 hours/week on a regular basis, and are permanent workers. | + | Kaiser guidelines: Employees are eligible for the health plan if they work at least 17.5 hours/week on a regular basis, and are permanent workers. |
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| − | ===Online===
| + | At Free Geek, Collective members are eligible for health insurance the first day of the month they are hired. |
| − | # Have our new enrollee fill out and sign the enrollment.pdf form (located in ''fgstaff/health_insurance'').
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| − | # [http://employers.kaiserpermanente.org/kpweb/gatewaycas/entrypage.do Log onto] our account. Under "Member Functions", click on "Enroll Subscriber".
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| − | # Fill out form and submit.
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| − | # So that we have the signature on file, keep the form in the health insurance file in Richard's office.
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| | | | |
| − | ===Offline===
| + | Permanent staff members are eligible for health insurance after they have passed a 6-month probationary review. |
| − | # Have our new enrollee fill out and sign the enrollment.pdf form (located in ''fgstaff/health_insurance''; hard copies in the health insurance file).
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| − | # Fax form to (503)813-4426 and (503)246-3816.
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| − | # Send form to:</br>
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| − | <pre>Kaiser Foundation Health Plan of the Northwest
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| − | Membership Administration
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| − | P.O. Box 921008
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| − | Fort Worth TX 76121-0008</pre>
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| − | ==Waiving Coverage==
| + | Temporary workers are not eligible for Free Geek's health insurance plan. |
| − | If someone waives coverage, they can't sign up for Kaiser until our next open enrollment month (generally November of every year), unless they've lost their non-Kaiser coverage through no fault of their own.
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| − | To waive coverage, print out the waive.pdf form located in fgstaff/health_insurance; hard copies in the health insurance file and have the waive-er fill it out.
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| − | * Fax to (817)255-4420
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| − | * Keep it on file in his/her real-world personnel file in the filing cabinet.
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| − | If we have over 10 employees (by Kaiser's definition: work at least 17.5 hours/week regularly, permanent), up to 25% of them can be without coverage at all. If the employee has coverage originating elsewhere, like on their partner's health insurance, they're not included in this count.
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| − | ==Termination==
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| − | We can do this online.
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| − | # [http://employers.kaiserpermanente.org/kpweb/gatewaycas/entrypage.do Log onto] our account.
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| − | # Under "Member Functions", select "Subscriber List".
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| − | # Select the outgoing employee with the radio button, then select "Terminate Coverage" from the Member Functions menu.
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| − | # Fill out the form and press the "Submit" button.
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| − | * ''We '''must''' also offer continuation to the outgoing employee. Please see below for instructions.''
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| − | ===Continuation Option===
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| − | By Oregon law, we must offer up to 6 months of continued health insurance for terminated/laid off/resigning employees. It should be offered as part of the [[Staff Exit Procedure]]. The employee would pay their own premium, copays, other fees, etc. Please see [[Health Insurance Continuation]] for instructions on how to offer this coverage.
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| − | ==Yearly Census==
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| − | There's a census form in the ''fgstaff/health_insurance'' directory. Kaiser wants us to fill one of these out every November so they know how many employees we have and how many of them have Kaiser and stuff.
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| − | ==Timeline==
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| − | Some dates to remember. All approximate.
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| − | * October 1 Begin considering new plan. Survey staff, review options.
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| − | * November 15 Kaiser renewal due
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| − | * December 1 Renewed/new plan starts
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| − | * December Review new plan with staff/hand out new packets during staff meeting
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| − | ==Other Questions?==
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| − | Check out the "<year>_Underwriting_Guidelines.pdf" in the ''fgstaff/health_insurance'' directory.
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| | [[Category: HR]] | | [[Category: HR]] |
| | [[Category: Procedures]] | | [[Category: Procedures]] |
